Confidenciality Policy 

If you access and use this Web site (the "Site"), you accept and agree to be bound by and comply with these terms (the "Terms"). If you do not accept the Terms, do not use the Site.

Use of this Site is regulated by the Terms enclosed herewith. They can be modified, as needed, by other terms included in other pages of the Site. If there are inconsistencies between the Terms included herewith and the Terms included in other pages on this Site, the latter will prevail.

All products from Desjardins Asset Management found on the Site are regulated by their governing documents. Desjardins Asset Management reserves the right to modify and withdraw said products at any time, without notice. If there are inconsistencies between the terms described on the Site and terms of a contract between the user and Desjardins Asset Management, Desjardins Group or any of its subsidiary or unit regarding one of the products described on the Site, the latter will prevail.

The information, material and content provided in the pages of the Site, including pricing information, (the "Information") is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and Desjardins Asset Management and its affiliates, subsidiaries, officers, directors, employees and agents ("Desjardins Asset Management") have no obligation to update the Information. The Information or the Site may be changed, withdrawn or terminated at any time without notice.

SUFFICIENCY

It is important to note that not all of the products, services and Information are available in all jurisdictions outside of Canada. The Information does not constitute an offer or solicitation to buy or sell any currency, investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation. For information related to a specific territory, please contact your legal, tax, financial, or other advisors.

Please be aware of the laws of your country or that otherwise apply to you in relation to any of the matters described in the pages of the Site. If you choose to access the Site from outside of Canada, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.

THIS SITE IS PURELY INFORMATIONAL

The Information is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice for you, and should not be relied upon in that regard. You should not act or rely on the Information without seeking the advice of a professional. Your legal, tax or financial advisors can help to ensure that your own circumstances have been properly considered and that action is taken on the latest available information.

RELEASE OF LIABILITY

Desjardins Asset Management offers the Site and information herein without any guarantee, whether implied or explicit, and disclaims liability for any non-violation, completeness, accuracy, currency, reliability and applicability of said information for any purposes. Further, Desjardins Asset Management does not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

TRADEMARKS AND COPYRIGHTS

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of the Site are trade names or trademarks owned by Desjardins Asset Management, Desjardins Group or another of its subsidiary or unit.

Nothing contained in the Terms shall be construed as conferring by implication, estoppel, or otherwise any license or right of any kind, including any license or right under any copyright, patent, trademark or other intellectual property right of Desjardins Asset Management, Desjardins Group or another of its subsidiary or unit.

The Information is for your personal use only. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of the Site may be a violation of any federal or other law that may apply to trademarks and/or copyrights and could subject the copier to legal action.

INTERNET E-MAIL

Any unprotected e-mail communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail), not secure or confidential, subject to possible interception or loss, and is also subject to possible alteration. You should not send any confidential, proprietary or sensitive information via this medium. Desjardins Asset Management and Desjardins Group are not responsible for and will not be liable to you or any one else for any damages in connection with an e-mail sent by you to Desjardins Asset Management, or an e-mail sent by Desjardins Asset Management to you.

NO LIABILITY

Desjardins Asset Management is not responsible for and will not be liable to you or anyone else for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Site or the Information, or your access to or use of, or inability to access or use the Site or the Information, or any action or decision made by you in reliance on the Site or the Information, or any errors in or omissions from the Site or the Information, or any unauthorized use or reproduction of the Site or the Information, even if Desjardins Asset Management has been advised of the possibility of these damages.

LINKS / SOFTWARE

Links from or to web sites outside the Site, including links to other sites from any other Desjardins Group units, are for convenience only. Desjardins Asset Management does not review or control, and is not responsible for, any web sites linked from or to the Site, the content of those web sites, the privacy practices of those web sites, the third parties named therein, or their products and services. Linking to any other web site is at your sole risk and Desjardins Asset Management will not be responsible or liable for any damages in connection with such linking. In addition, Desjardins Asset Management does not endorse or approve of any web sites linked from or to the Site, except for other sites from any other Desjardins Group units.

Links to downloadable software web sites are for convenience only and Desjardins Asset Management is not responsible or liable for any difficulties or consequences associated with downloading such software. Use of any downloaded software is governed by the terms of the applicable license agreement, if any, which accompanies or is provided with such software.

JURIDICTION

The Site is administered by Desjardins Asset Management from its office in Montreal, Canada. The Site, the Information, the Terms and the Page Disclaimers will be governed by and construed in accordance with the laws of the Province of Quebec and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws, and notwithstanding your domicile, residence or physical location. All disputes, controversies or claims arising out of or in connection with the Site, the Information, the Page Disclaimers or the Terms shall be submitted to and be subject to the exclusive jurisdiction of the courts of the Province of Quebec, the judicial district of Montreal. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Quebec, the judicial district of Montreal, to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Site, the Information, the Page Disclaimers and the Terms.

PRIVATE INFORMATION

As per its Code of Ethics, Desjardins Asset Management is committed to honest and open dealings with its users. Notably, Desjardins Asset Management is committed not to sell, transmit, or distribute information of a personal nature (including email addresses) provided by individuals who visit this Site to any organization outside the Desjardins Group, advertising agency or any other third party, without your prior written authorization.

Desjardins Asset Management saves the IP Internet address of its users for administrative, demographic and statistical purposes in order to analyze traffic on its sites. However, Desjardins Asset Management will not try to identify you from your IP Internet address.